But what makes it even better is that you can make transfers, pay bills and even make investments. The TD Bank app has many of the same features that most budgeting apps have. If you’re a customer of TD Bank then you, without a doubt, need to download their app, it’s by far one of the best financial apps out there. We highly recommend that you download your bank’s app, they all run similarly and can help you manage your accounts. Instant Pay – With Instant Pay, users can get up to 50% of their pay every day for free.If you pay a $5 fee you can get the cash instantly and gain access to a financial coach for 15 days. Early Payroll – Users who have direct deposits set up can get an advance of $100 on their upcoming paycheque three days before it is deposited without any interest.However, this version will cost $9 per month or $84 a year. It features added benefits such as 2% cash back for eligible purchases, access to a financial coach, no FX fees, price matching and 1 free international atm withdrawal per month. Additional benefits are available if you upgrade to the KOHO premium prepaid credit card. Users can also earn 1.2% on their spending and savings account balances. The basic KOHO prepaid credit card is free and has no account fees, except for FX fees. Users can also use the RoundUp feature to save money by rounding their purchases to the nearest $1, $2, $5 and $10, with the difference being deposited directly into their savings account. The KOHO prepaid credit card comes with an app that allows you to budget and track your income and expenses in real-time. KOHO is a fintech company that offers a prepaid credit card that allows you to make transactions like a debit card while earning cashback like a credit card. Below are some of the more popular options for Canadians: Mint There are a number of different app solutions that can help you create and keep a budget. Additionally, using a budgeting app can help prevent overspending, as some will allow you to set spending limits. This can help you to set savings goals and many have tools and features that can help you pay down your debt. It is also a good way to get an overview of your finances as some of them allow you to sync your bank accounts, investment account, and credit cards. These apps can analyze your spending and help you to create a personalized budget that fits your lifestyle. How Do Budgeting Apps Help?īudgeting apps are online applications that are typically made for smartphones and tablets that help you organize your money. Let’s take a look at some of the most popular budgeting apps for Canadians and how they can help make budgeting as stress-free as possible. It may seem like a daunting task to create a budget, but there are a number of tools and applications to help simplify the process.
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